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Application
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A - Z of Application criteria
Deposit sources
Direct Debits
Early repayment charges
Expanded higher LTV criteria (95% LTV)
Interest
Loan to income multiples
Loan purpose
Loan size
Location
Maximum LTV
Mortgage Term
Offer validity
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Porting
Rate switches
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Customer
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Adverse Credit
Age
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Non UK Nationals
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Vulnerable Customers
Income and employment
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A - Z of Income types
Benefit income
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Minimum incomes
Other income types
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Property
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A - Z of Property types
A - Z of Purchasing schemes
Bedroom count
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Discounted purchase price
Flood Risk
Help to Buy
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New builds
New Build; Incentives & Part Exchange
Property Charges
Property values
Retentions
Tenure types
Valuations
Valuations
A mortgage valuation is completed on every mortgage application.
Generation Home will only lend on properties that are deemed to be a suitable security as determined by our property criteria.
Here is some further information on survey options.
Valuation Fees
- Non-refundable unless rejected at Underwriting (Unless rejected due to the Valuation)
- Valuations cannot be put on hold once an app is submitted
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