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Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Interest

Loan to income multiples

Loan purpose

Loan size

Location

Maximum LTV

Mortgage Term

Offer validity

Overpayments

Payment holidays

Porting

Rate switches

Remortgage & Additional Borrowing

Repayment methods

Customer → All guides

Adverse Credit

Age

Applicants

Asylum Seekers

Boosters

Commitments & Expenditure

Customer Verification

Dependants

Expat

First-Time Buyer

Home Movers

Non UK Nationals

Overseas applicants

Owners

Retirement

Students

Vulnerable Customers

Vulnerable Customers

If you believe your customer may potentially be vulnerable, or is defined as vulnerable as per the FCA’s Guidance on vulnerability, you MUST contact your dedicated Case Manager.

✉️ [email protected]

☎️ 0330 808 1791