Affordability calculator Gen H Pro log in

Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Loan to income multiples

Payment holidays

Remortgage & Additional Borrowing

Repayment methods

Customer → All guides

Commitments & Expenditure

Customer Verification

First-Time Buyer

Non UK Nationals

Overseas applicants

Vulnerable Customers

Income and employment → All guides

A - Z of Income types

Contract workers

Foreign currency income

Minimum incomes

Other income types

Retirement income

Property → All guides

A - Z of Property types

A - Z of Purchasing schemes

Bedroom count

Large homes

We will not lend on any properties with more than 8 bedrooms, properties with more than 6 bedrooms will be on a case by case basis.

Studio Flats

These are subject to valuers comment, providing that the property has:

A confirmed value of more than >£100k
A city centre location where the valuer confirms that there is a resale demand for such property in the residential property market