Affordability calculator **Gen H Pro log in**

Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Loan to income multiples

Payment holidays

Remortgage & Additional Borrowing

Repayment methods

Customer → All guides

Commitments & Expenditure

Customer Verification

First-Time Buyer

Non UK Nationals

Overseas applicants

Vulnerable Customers

Income and employment → All guides

A - Z of Income types

Contract workers

Foreign currency income

Minimum incomes

Other income types

First-Time Buyer

We accept cases from First Time Buyers and previous homeowners.

Income boosters can own their own home and will not affect a First Time Buyer’s stamp duty status.