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Application
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A - Z of Application criteria
Deposit sources
Direct Debits
Early repayment charges
Expanded higher LTV criteria (95% LTV)
Interest
Loan to income multiples
Loan purpose
Loan size
Location
Maximum LTV
Mortgage Term
Offer validity
Overpayments
Payment holidays
Porting
Rate switches
Remortgage & Additional Borrowing
Repayment methods
Customer
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Adverse Credit
Age
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Asylum Seekers
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Commitments & Expenditure
Customer Verification
Dependants
Expat
First-Time Buyer
Home Movers
Non UK Nationals
Overseas applicants
Owners
Retirement
Students
Students
We will consider applications where 1 or more of the applicants is a student.
We will only accept Stipend income where a future contract of employment can be evidenced OR where received longer term as a member of the clergy.
We will not consider bursaries, student loans or grants as part of their income.