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Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Interest

Loan to income multiples

Loan purpose

Loan size

Location

Maximum LTV

Mortgage Term

Offer validity

Overpayments

Overpayments

Allowed up to 10% of the original mortgage balance during a 12 month period, if you exceed the limit then an early repayment charge will apply.