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New builds

New Build Developments and Conversions

New Build developments are properties (houses and block of flats) built and converted, or first occupied within the past 24 months.

Stage payments on New Build properties are not accepted.

Converted Flats

If the flat/maisonette has been converted or first occupied in the past 24 calendar months, it is considered a new build from the date of conversion or first occupation.

For information regarding New Build loan specifics and additional criteria, refer to the Maximum LTV page:

Maximum LTV

If the flat/maisonette has been converted in the last 10 years, it must have the benefit of an acceptable New Build Warranty of Professional Consultants certificate in standard CML format (see acceptable list of warranties below).

New Build Certificates

For any property built or converted within the last 10 years one of the following certifications will be required: