Affordability calculator **Gen H Pro log in**
Application → All guides
A - Z of Application criteria
Deposit sources
Direct Debits
Early repayment charges
Expanded higher LTV criteria (95% LTV)
Interest
Loan to income multiples
Loan purpose
Loan size
Location
Maximum LTV
Mortgage Term
Offer validity
Overpayments
Payment holidays
Porting
Rate switches
Remortgage & Additional Borrowing
Repayment methods
Customer → All guides
Adverse Credit
Age
Applicants
Asylum Seekers
The maximum Loan to Income ratio is 5.5x income.
The following additional restrictions apply:
85% LTV is capped at 4.49