Affordability calculator Gen H Pro log in

Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Loan to income multiples

Payment holidays

Remortgage & Additional Borrowing

Repayment methods

Customer → All guides

Commitments & Expenditure

Customer Verification

First-Time Buyer

Non UK Nationals

Overseas applicants

Vulnerable Customers

Income and employment → All guides

A - Z of Income types

Contract workers

Foreign currency income

Minimum incomes

Other income types

Retirement income

Property → All guides

A - Z of Property types

A - Z of Purchasing schemes

Construction types

Discounted purchase price

New Build; Incentives & Part Exchange

Property Charges

Property values

Packaging guide → All guides

Employed income

Investment income

Maintenance income

Self-employed income

Sole traders income

Address verification

Additional support

Occupier’s consent

Proof of deposit

Retirement plans and pension

Completions

💸 Income and Employment criteria guides

✨ New cases: [email protected] 🔁 Existing cases: [email protected] ☎️ Call us: 0330 808 1791

Find out how we treat income sources.

<aside> ℹ️ Income needs to be current, regular and consistent. Income can only be used where it is considered likely that a similar level of income will be received for the full term of the mortgage.

</aside>

All guides

A - Z of Income types

Skilled & Professional workers