Affordability calculator Gen H Pro log in

Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Interest

Loan to income multiples

Loan purpose

Loan size

Location

Maximum LTV

Mortgage Term

Offer validity

Overpayments

Payment holidays

Porting

Rate switches

Remortgage & Additional Borrowing

Repayment methods

Customer → All guides

Adverse Credit

Age

Applicants

Asylum Seekers

Boosters

Commitments & Expenditure

Customer Verification

Dependants

Expat

First-Time Buyer

Home Movers

Non UK Nationals

Overseas applicants

Owners

Retirement

Students

Vulnerable Customers

Income and employment → All guides

A - Z of Income types

Benefit income

Contract workers

Employed

Foreign currency income

Holiday Lets

Minimum incomes

Other income types

Parental Leave

Pay increases

Pension

Pension

We will accept 100% of state, private, group, occupational and pension annuities.

We will also accept SIPPs, please see below for how to key them.

We do not accept drawdown pensions or pensions held in trust.

<aside> 🎹 Keying pro tip: For SIPPs the total pension fund/term divided by 2 must be calculated and this amount entered into the pension field.

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