Affordability calculator Gen H Pro log in
Application
→ All guides
A - Z of Application criteria
Deposit sources
Direct Debits
Early repayment charges
Expanded higher LTV criteria (95% LTV)
Interest
Loan to income multiples
Loan purpose
Loan size
Location
Maximum LTV
Mortgage Term
Offer validity
Overpayments
Payment holidays
Porting
Rate switches
Remortgage & Additional Borrowing
Repayment methods
Customer
→ All guides
Adverse Credit
Age
Applicants
Asylum Seekers
Boosters
Commitments & Expenditure
Customer Verification
Dependants
Expat
First-Time Buyer
Home Movers
Non UK Nationals
Overseas applicants
Owners
Retirement
Students
Vulnerable Customers
Income and employment
→ All guides
A - Z of Income types
Benefit income
Contract workers
Employed
Foreign currency income
Holiday Lets
Minimum incomes
Other income types
Parental Leave
Pay increases
Pension
Pension
We will accept 100% of state, private, group, occupational and pension annuities.
We will also accept SIPPs, please see below for how to key them.
We do not accept drawdown pensions or pensions held in trust.
<aside>
🎹 Keying pro tip:
For SIPPs the total pension fund/term divided by 2 must be calculated and this amount entered into the pension field.
</aside>