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Application
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A - Z of Application criteria
Deposit sources
Direct Debits
Early repayment charges
Expanded higher LTV criteria (95% LTV)
Interest
Loan to income multiples
Loan purpose
Loan size
Location
Maximum LTV
Mortgage Term
Offer validity
Overpayments
Payment holidays
Porting
Rate switches
Remortgage & Additional Borrowing
Repayment methods
Customer
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Adverse Credit
Age
Applicants
Asylum Seekers
Deposit sources
The following types of deposit are acceptable:
- Savings
- Sale of property or equity release
- Sale of shares or crypto currency
- Inheritance
- Gifted deposit from a close relative
- Deposit boosts - via our deposit boost agreement
Vendor’s deposits are not accepted.
Unsecured loans are not accepted as a deposit.
<aside>
📢 Where the deposit funds are coming from overseas, further due diligence checks will be applied.
Where the funds are the product of Crypto currency trading, please refer to the acting conveyancer for further guidance on acceptability.
</aside>
Proof of deposit