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A - Z of Application criteria

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Expanded higher LTV criteria (95% LTV)

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Maximum LTV

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Maximum LTV

Houses in London & South East (excluding New Build) Flats in any location / Houses not in London & South East (excluding New Build) New Build Houses New Build Flats
LTV Value of Lend Value of Lend Value of Lend Value of Lend
95% ≤£700K* ≤£500K* - -
90% ≤800K ≤£500K ≤£500K** -
85% >£800K & ≤£1M >£500K & ≤£1M ≤£500K -
80% ≤£1M ≤£1M ≤£1M ≤£1M
70% ≤£1M ≤£1M ≤£1M ≤£1M

*Lending allowable to 95% where the application meets the expanded higher LTV criteria

**Lending allowable to 90% where the application meets the expanded higher LTV criteria

<aside> ⚡ Expanded higher LTV criteria (95% LTV)

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<aside> ⚡ Remortgage and additional borrowing

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