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Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Interest

Loan to income multiples

Loan purpose

Loan size

Location

Maximum LTV

Mortgage Term

Offer validity

Overpayments

Payment holidays

Porting

Rate switches

Remortgage & Additional Borrowing

Repayment methods

Customer → All guides

Adverse Credit

Age

Applicants

Asylum Seekers

Boosters

Commitments & Expenditure

Customer Verification

Customer Verification (ID & Address)

All Applicants are required to complete ID & Address verification.

ID verification will be completed using a Veriff.

Address verification will be completed using voters Roll information as part of a soft search.

Where either of the above are not possible please refer to the packaging guide for further requirements.