Affordability calculator Gen H Pro log in

Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Loan to income multiples

Payment holidays

Remortgage & Additional Borrowing

Repayment methods

Customer → All guides

Commitments & Expenditure

Customer Verification

First-Time Buyer

Non UK Nationals

Overseas applicants

Vulnerable Customers

Income and employment → All guides

A - Z of Income types

Contract workers

Foreign currency income

Minimum incomes

Other income types

Pay increases

Pay increases are acceptable and must be confirmed by the employer. Increases must be within a reasonable time frame and will be reviewed by our underwriter. We will need to see evidence by way of a payslip showing the increased income prior to completion.