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Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Interest

Loan to income multiples

Loan purpose

Loan size

Location

Maximum LTV

Mortgage Term

Offer validity

Overpayments

Payment holidays

Porting

Rate switches

Remortgage & Additional Borrowing

Remortgage & Additional Borrowing

For remortgage cases where the property is either unencumbered or inherited property, proof of property ownership must be obtained.

Refer to Maximum LTV page for a breakdown of our max LTV/lend limits.

Additional Borrowing

Additional borrowing may be permitted outside of any fixed rate period.

Remortgage with Additional Borrowing

The purpose of additional borrowing should be genuine, legal and Generation Home does not support speculative investments.