Affordability calculator Gen H Pro log in

Employed

Employed Income (Guaranteed)

We will accept 100% of employed basic income and guaranteed contractual allowances such as car allowance and London weighting.

Employed Income (Not Guaranteed)

We will accept 75% of overtime.

Bonuses, commission, investment income and other benefits accepted at 50%.

<aside> 📢 🎹 Keying pro tip: The full values should be entered into the relevant income field. It is important to separate and key income (bonus, commission and overtime) that is not guaranteed in the appropriate income fields.

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Probation Period

A customer is considered to be in a probation period if they have been employed for less than 6 months. We will not proceed unless the customer can confirm permanent employment by providing:

confirmation from the employer that the customer is guaranteed to become permanently employed OR
evidence of a 12 month track record in the same or similar profession in either an employed or self-employed role.