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Application → All guides

A - Z of Application criteria

Deposit sources

Direct Debits

Early repayment charges

Expanded higher LTV criteria (95% LTV)

Interest

Loan to income multiples

Loan purpose

Loan size

Location

Maximum LTV

Mortgage Term

Offer validity

Overpayments

Payment holidays

Porting

Rate switches

Remortgage & Additional Borrowing

Repayment methods

Customer → All guides

Adverse Credit

Age

Applicants

Asylum Seekers

Boosters

Commitments & Expenditure

Customer Verification

Dependants

Expat

First-Time Buyer

Home Movers

Non UK Nationals

Overseas applicants

Overseas applicants

We will consider applications for borrowers who reside in the UK but regularly travel or work overseas, as long as their income is paid in GBP, into a UK account and they’re subject to UK tax.

We will not accept applications for ex pats.

Refer to the ‘Non UK Nationals’ page for further detail.